Mobile Payment, can realize currency transferring from the payer to the payee with cell phones, with IC cards and digital signature technology for security, with mobile communication networks and the banking financial system as the basis and with electronic information as the form of currencies.

Hisunsray owns the mobile payment solution with self-determination intellectual property rights. Meanwhile it provides the construction of mobile payment system and all services of operations. We can develop mobile payment business with telecom operators by its original business model, and we can integrate resources, establish customer groups, constantly improve the value chain of mobile payment, and promote the development of mobile communication operators and the core business of financial institutions. All of the above can bring new development opportunities for its services and innovation, as well as more payment channels and means for most businessmen to form competitive advantages.

Hisunsray does its best to become China's Mobile Payment experts and provide efficient data-processing services for consumers, telecommunications operators, banks and businessmen.

The design of Hisunsray mobile payment solutions is mainly based on the agreements between the accounts of mobile payment and the mobile phone number. Users can transact mobile payment business at mobile business hall only with an ordinary cell phone to achieve the mobile payment function. With the customization of Mobile Payment Business, users can easily operate the mobile payment accounts by cell phone to achieve inquiries, transfers, payment, consumption and other functions, as well as achieve the notification of transaction results and accounts changes by messages.

System logic structure:

Mobile payment system is divided into communications services layer, system service layer and business services layer.

• Communication services layer is for the communication between online transactions and batch files and the external systems, and supports multiple forms of communication and flexible format conversion;
• System service layer is for security management, log monitoring, re-issued with redress, time-trigger and other controls of the system, as well as the state control of business-dominated;
• Business services layer is for business process control. For applications, it is unrelated to communication and the management of bottom levels. The transaction processing of system can be achieved by configuration, and the process is flexible and the expansibility is also good.

In addition, there are management and monitoring services, as well as client for managing and monitoring the mobile payment platform at the client. Where users can start and stop the services, configure the system, switch the transaction log, account the transaction, monitor the system state and so on.